Telit M2M module to be used for PayGo Systems auto insurance solution

PayGo’s ‘TTM Type B’ family of pay-as-you-drive insurance products will be supported by wireless connectivity via Telit’s GE865-QUAD GSM/GPRS module

Telit M2M module to be used for PayGo Systems auto insurance solution

Telit Wireless Solutions’ M2M technology is to be used to support vehicle pay-as-you-drive insurance solutions provided by PayGo Systems.

Telit is a global provider of machine-to-machine (M2M) solutions, products and services. PayGo Systems is an Israel-based TSP (telematics service provider) dedicated to the development, design, manufacture, marketing and support of self-energized PAYD (pay-as-you-drive) solutions.

The two companies announced today (26 April 2013) that PayGo’s new TTM Type B family of PAYD solutions is to include Telit’s ultra-compact GSM/GPRS cellular module, the GE865-QUAD.

The breakthrough solutions include self-contained consumer installable data collection devices for high-growth application area – UBI (usage based insurance)/PAYD - in the automotive insurance industry. PayGo and Telit plan to expand connected automotive data collectors into new and existing markets made possible by PayGo’s self-powered product concept.

The TTM Type B is a self-powered peel-and-place product family with a number of game-changing characteristics including its multi-year internal battery power source. It is the only self-powered PAYD solution commercially available.

Smart energy consumption algorithms in conjunction with Telit’s energy efficient GE865-QUAD module, which is fully certified by mobile network operators worldwide, allow PayGo to deploy the TTM Type B family in any regional market its customers offer auto insurance.

The independence of all vehicle systems makes PayGo the only TSP to offer devices appropriate for installation in all vehicle makes and model years.

The TTM Type B family incorporates a feature set designed to address specific insurance industry application requirements beyond basic UBI including distance travelled, minutes of use, trip start and end time and geo-zones where vehicle was driven - all in a continuous data collection stream.

It is also able to notify appropriate service centers in real time about crashes and crash location, and to provide trip summaries (time, distance, etc.) via text message for each trip as well as curfew violations (time and geo-zone). The PayGo device is packaged in a cellphone-size enclosure requiring no external wires and  is ready to be affixed, out of the box, to the inside of the car’s windshield like a traditional toll-pass module.

The unit is 100% self-powered and completely independent of any vehicle system, including power. To meet requirements from the insurance industry, the TTM Type B senses and reports installation of the device as well as tampering or post-installation removal. The products are fully FCC and CE certified.

The GE865-QUAD is the ideal solution for embedded cellular applications where small size and energy efficiency are crucial. Measuring only 22mm x 22mm x 3mm, the GE865-QUAD is significantly smaller than most cellular modules in the industry.

It features an optimised power consumption profile with very low standby current compared to the majority of current competing products. Because of its extremely compact form factor and a rich set of features, including an on-board Python interpreter, it is well positioned for vertical application areas such as telemetry, mobile asset tracking telematics and telemedicine.

‘PayGo’s data collectors are truly zero-installation devices which are very friendly for the broadest possible market that insurance carriers may ever want to reach,’ said Dominikus Hierl, chief marketing officer at Telit Wireless Solutions. ‘PayGo has leveraged the extensive experience of its founders with consumer products and designed a superb feature-packed solution based on our battle-tested GE865-QUAD module.’

‘PayGo’s goal is to provide its insurance clients with the industry’s best, proven, self-powered and zero-installation wireless communication device for monitoring, logging and transmitting usage and emergency vehicle data,’ said Michael Erlich of PayGo. ‘Many insurers have been looking for a UBI/PAYD solution that is as simple to use as a toll-pass. Well, now they have that.’


Written by Wireless magazine
Wireless magazine

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